For The DIYer That Wants To Empower Themselves & Put In The Work Themselves!

1:1 Credit & Money Management Consulting!

Real Guidance. Real Results. Your Credit, Your Control.

At Be Whole Financial, we believe that better credit starts with better clarity. Our 1:1 consulting sessions are designed for the hands-on individual who is ready to do the work—but needs a guide and consultant they can trust. If you're tired of cookie-cutter advice and want a strategy that fits your real life, this is where we begin.

It’s important to note: This is not a dispute-writing service. This is straight-up, licensed financial consulting built to help you audit, plan, and take action—with full transparency and total control in your hands at every step.

What We Do:

Your Full-Circle Financial + Credit Audit

Every consulting relationship starts with a deep-dive session where we assess:

  • What’s on your credit reports

  • Your current money management strategy (or lack thereof)

  • Missed opportunities in your financial habits and mindset

  • What’s helping—and hurting—your credit profile

  • What your personal, professional, and financial goals really are

You’ll leave with a customized plan for building stronger credit, improving financial habits, and integrating smarter systems into your daily life—all without handing over control.

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Who This Is For:

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  1. You’re a DIYer who’s ready to fix your own credit—but want expert eyes on your next steps

  2. You’re overwhelmed by where to start and what really matters on your credit reports

  3. You’re rebuilding your life after financial hardship and need a plan that respects your journey

  4. You want an advisor—not a middleman—to help you understand, strategize, and take action on your own terms

1:1 Coaching

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What’s Included:

  • 60-minute 1:1 consulting session (Zoom or phone)

  • Personalized financial & credit strategy report

  • Custom budget structure & credit improvement roadmap

  • Access to vetted tools, partners & credit-building resources

Start Today For $500 Individuals Or $800 For Couples

💡 No dispute letters. No fluff. Just you, your goals, and the strategy to move forward.

1:1 Coaching

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As You Go - Following Your Initial Audit & Onboarding Appointment.

  • 60-minute 1:1 consulting session (Zoom or phone)

  • Personalized financial & credit strategy report

  • Custom budget structure & credit improvement roadmap

  • Access to vetted tools, partners & credit-building resources

Just $125 Per Session

💡 No admin work. No dispute letters. No fluff. Just you, your goals, and the strategy to move forward.

BOOK YOUR FREE CONSULTATION WITH KELLY NOW.

And find out if our customizable solutions at Be Whole Financial are right for you.

Image of Kelly Armstrong, Founder of Be Whole Financial with glasses and dark lipstick standing outdoors near a body of water, wearing a patterned beige and white jacket with black sleeves, black pants, and jewelry.